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Paying For Long Island Car Service Excess Insurance

By Claudine Hodges


There is a lot of competition within the car hire industry. Rental companies are being forced to reduce their prices by offering basic services. They have been forced to pass the liabilities to unsuspecting clients. It is possible for you to get yourself a Long Island car service insurance coverage that takes care of the damages you are exposed to.

Avoid paying for excess insurance at the point of sale. There are times when you end up paying twice as much as you would have paid for. The providers have been known to encourage their sales people to offer this option to their clients. Since you are usually tired from your flight, the pressure is counteractive.

The ethics involved in this are questionable but companies have been doing this for a long time it is no longer frowned upon. A lot of hotels and airports use this tactic to increase on their profits.

Excess insurance is beneficial when you incur tire, window and undercarriage damages. The cover also comes in handy when the rental vehicle is vandalized or stolen. The rate of this policy is dependent on the company that you settle for.

There are ways in which you can take advantage of the companies policies. You can enjoy low rental charges while ensuring that you are covered from insurance excess in the event of a mishap. You just need to have the knowledge on how to do this.

Rental companies have found a way of making the clients pay for the insurance they offer. It is advisable for you to have the policy when you are renting out a vehicle but it is not mandatory for you to take it out from your rental company. You can opt to look for insurance from other available sources. In case you are not able to get better alternatives then you can just pay for the services offered by them.

Excess insurance is so competitive it has developed into an industry. It has been able to succeed because most of the rental companies no longer offer the option to their client as part of the package. Make sure that you have the insurance by the time you collect the rental vehicle. Getting a separate extra insurance will offer you a chance to enjoy competitive prices from both industries.

You can ask you agent and broker if it possible for you to take out the policy as you book for the vehicle. They have lower prices that the ones offered by rental companies but they are not as low as the ones offered by insurance companies.

When you visit the internet you will get a wealth of information on the topic. It is easier for you to shop for affordable policies once you know what you are looking for. There are people who decide to pay for excess insurance when collecting the rental vehicle despite the inflated prices.

If it is better, get excess insurance and car hire from different companies. At the end of the day you will have gotten a good deal.




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